Personal Loans of up to R150,000.00

Repayments from 12 months up to 60 months

Apply today for a Personal Loan up to R150,000.00! High approval rate. Fast and simple loan application.

What We Offer

Competitive Interest Rates

Highly Competitive Interest Rates

Hassle-Free Applications

Quick, Hassle-Free Applications

Fixed Monthly Repayments

Fixed, Minimum Monthly Repayments

Flexible Repayment Options

From 12 to 60 months

Funds in your Account

Funds are paid straight into your Current Account

Loan Options

Variety of Loan Options to meet your Personal needs

and more...

Paperless Process

Fast and Easy Paperless Process

Funds in your Account!

If your application is approved, the loan amount for which you qualify and as requested by you will be paid through electronic fund transfer. No cash payment will be made.

NO UPFRONT FEES !!!

You will only pay at the end of the month after processing your loan application. You need to confirm this via Debi-Check which will also confirm the correct personal details that will allow us to proceed and speed up the loan process.

Please note that all our lenders are registered with the NCR. See the below guidelines when applying for a loan:

ANNUAL PERCENTAGE RATES

Maximum APR 32% per annum.

Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00.

The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.

There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.

If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.

This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.

Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.

We Assist Clients Nationwide!

To Qualify

How to Improve Your Score

Phone:
087 935 5022

WhatsApp:
061 587 2557
067 890 2892

Email:
support@qwiekfin.co.za